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Our Credit Agreement Debt Payoff CAP Security Instrument form of Bank Money informational e-booklet below and our processing secrets are electronically patented AND copyrighted to ensure no one copies or commits Grand Theft of our intellectual, private, and created property without our written permission. We never give our permission in any form – orally or written! If anyone does copy any part of our IPN, CAP Security, NSI, or CAP Security Instruments material, they will face civil charges and a huge fee for each Grand Theft Unauthorized use.